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| LIST OF DOCUMENTS TO BE SUBMITTED ALONGWITH APPLICATION: |
| For Salaried Persons: |
| • Proof of Identity which can be, Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card |
| • Proof of Income which will be, Latest salary slip showing all deductions or Form 16 along with recent salary certificate |
| • Proof of Residence which can be, Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreement |
| • Bank statement or Pass Book where salary or income is credited for last 6 months. |
| For Self Employed Persons: |
| • Proof of Identity which will be, Voter's ID card or driving license or PAN card or photo credit card |
| • Proof of Income will be, IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| • Proof of residence can be, Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address |
| • Last 6months bank statement. |
| Finance Companies in India |
| IDBI Bank Ltd. |
ICICI Bank Ltd. |
Kotak Mahindra Bank Ltd. |
| CitiBank (India) Ltd. |
PNB Housing Finance Ltd. |
GIC Housing Finance Ltd. |
| HDFC Ltd. |
HSBC (India) Ltd. |
Axis Bank Ltd. |
| Standard Chartered Bank (India) Ltd. |
State Bank of India (SBI) |
IDBI Home Finance Ltd. |
| IndusInd Bank Ltd. |
Corporation Bank Ltd. |
|
| LATEST HOME LOAN INTEREST RATES IN INDIA |
| Company |
Fixed Rate p.a. |
Floating Rate p.a. |
| |
10 yr |
15 yr |
10 yr |
15 yr |
| CitiBank (India) Ltd. |
- |
- |
9.00 % |
9.00 % |
| Corporation Bank Ltd. |
11.00 % |
11.00 % |
9.50 % |
9.50 % |
| Axis Bank Ltd. |
14.00 % |
14.00 % |
8.75 % |
8.75 % |
| |
| GIC Housing Finance Ltd. |
15.00 % |
15.00 % |
7.95 % |
7.95 % |
| HDFC Ltd. |
14.00 % |
14.00 % |
8.75 % |
8.75 % |
| HSBC (India) Ltd. |
13.00 % |
13.00 % |
11.50 % |
11.50 % |
| |
| ICICI Bank Ltd. |
14.50 % |
14.50 % |
8.75 % |
8.75 % |
| IDBI Bank Ltd. |
- |
- |
8.75 % |
8.75 % |
| IDBI Home Finance Ltd. |
- |
- |
8.90 % |
8.90 % |
| IndusInd Bank Ltd. |
- |
- |
10.25 % |
10.25 % |
| Kotak Mahindra Bank Ltd. |
- |
- |
10.50 % |
10.50 % |
| LIC HOUSING |
- |
- |
8.75 % |
8.75 % |
| PNB Housing Finance Ltd. |
- |
- |
9.00 % |
9.25 % |
| Standard Chartered Bank (India) Ltd. |
13.00 % |
13.00 % |
9.75 % |
9.75 % |
| State Bank of India (SBI) |
10.75 % |
- |
8.50 % |
8.50 % |
|
| *These are indicative Rack rates and will change depending on the profile of the client |
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